25 years in software, on both sides of the demo.
After an MBA he was placed into the technology arm of a large global bank, a job that took him to Frankfurt for seven years of building, running and supporting enterprise-scale systems.
He has also done the opposite kind of work. He co-founded startups twice, and at INSORCE, which sold technology to global financial institutions, he was technical co-founder and CTO: budgets, hiring, architecture, product management and writing code in the same week.
Since then he has worked across banking, payments, automation and retail, including production systems work at Citi, Virtusa, Yash and ValueLabs, and loyalty and marketing technology at OptCulture, where he is now an advisor.
"I have watched several waves of technology arrive with the same promises, and I know what the gap between a demo and a production system costs, because I have worked on both sides of it."
Early to the hard parts
- 2009Started writing about software and technology every week, and has kept it going since.
- 2011Finished Stanford's online machine learning class and published his notes.
- 2017Delivered robotic process automation to customers, and argued it was useful duct tape, no substitute for fixing the process. Spoke on a blockchain panel at Fintech Valley Vizag with HDFC Life, SBI and KPMG.
- 2018-20Wrote on GDPR, ISO 20022 and banking regulation, the unglamorous rules that decide what software in finance is allowed to do.
- 2026Completed a Doctor of Business Administration at IIBM Institute and SIMA Switzerland, published a free book on AI agents, and was profiled in ET Focus, Hyderabad, on India's AI opportunity.

